FILE - This Tuesday, Dec. 22, 2009, file photo shows a gift card kiosk at a CVS/Pharmacy, in New York. Gift cards are a popular present at the holidays. The National Retail Federation says more than half of consumers plan to give one in 2016. But they aren’t always wanted, as research organization CEB TowerGroup estimates that $1 billion of the $130 billion spent on gift cards in 2015 went unused. (AP Photo/Mark Lennihan, File)

What to do with unwanted gift cards

Gift cards are a popular present at the holidays — the National Retail Federation says more than half of consumers plan to give one this yea…